TallyMsg is an AI-powered expense tracker built into Telegram and WhatsApp—no app downloads, no bank linking required. Simply message "spent $32 at Carrefour" and the bot instantly logs, categorizes, and tracks your expense. Log via text, receipt photos, or voice notes. Set per-category budgets with chat alerts, view spending summaries on demand, or access your web dashboard for graphs and exports. Free tier included; unlock unlimited tracking and receipt scanning from $9.99/mo. Expense tracking that fits your habits, not the other way around.

